Garden City Pawn offers the best item-backed loans in the area. Our plans are flexible with a maximum repayment period of 10 years. Our interest rate is 2.9% per month or 35% APR when clients borrow 40%-70% of the liquid wholesale value of their pledged collateral over $10,000. For example, if you have an asset with a liquid wholesale value of $20,000 and borrow $10,000, your interest would be $290.00/month. If you borrowed the money for 3 months, your total payback amount would be $10,870. Loans greater than $50,000 can qualify for even lower rates. If you have any more questions, please review our FAQ page or give us a call.