It is no secret today that times are tough. The bottom has dropped out of the housing market, jobs are being cut, the economy is struggling and credit is hard to come by. So, what do you do if you are a small business owner and you need a loan? The secret weapon that many have discovered may surprise you… look to a pawn shop!
At the present time, getting a loan from a pawn shop is easier than getting a bank loan. Traditional institutions have much higher conditions set on their lending. Many small business owners cannot meet the higher standards that are being set to attain a loan. So they need to seek alternate avenues to secure the money they need.
There are many different reasons that small business owners look to pawn shops for loans. Some use the money for start up costs of a new business. However, this is a smaller percentage of those that get loans. Most need the money to get through a rough patch. Whether it be paying their employee payroll, paying off their quarterly taxes, staying ahead of bills or just reinvesting in their company, the money gets them through a tough spot long enough to get back on their feet.
The allure of using a pawn shop is obvious for many small business owners. Unlike banks, pawn shops provide collateral loans without the hassle of applications, credit checks or the risk of overextending credit lines. Borrowers do not have the risk of bankruptcy if they default on their loan. Their credit rating will be unaffected.
Pawning is only a temporary solution to a larger problem and business owners need to keep that in mind. Most people do not have an unlimited amount of assets to pawn. There are also usually higher interest rates to contend with when using a pawn shop. And finally, if a person cannot repay the loan, then they lose their belongings. However, when faced with the possibility of losing their business all together, it is wonderful to have another place to go when all of the traditional options have failed.
The main goal of any struggling business owner looking to use a pawn shop should be to get the money, use it to better their business, make it grow and get back onto the road to profit. The loans that pawn shops offer can help a struggling business stay afloat a little while longer – which may be all the business needs to recover.
We firmly believe that the internet should be available and accessible to anyone, and are committed to providing a website that is accessible to the widest possible audience, regardless of circumstance and ability.
To fulfill this, we aim to adhere as strictly as possible to the World Wide Web Consortium’s (W3C) Web Content Accessibility Guidelines 2.1 (WCAG 2.1) at the AA level. These guidelines explain how to make web content accessible to people with a wide array of disabilities. Complying with those guidelines helps us ensure that the website is accessible to all people: blind people, people with motor impairments, visual impairment, cognitive disabilities, and more.
This website utilizes various technologies that are meant to make it as accessible as possible at all times. We utilize an accessibility interface that allows persons with specific disabilities to adjust the website’s UI (user interface) and design it to their personal needs.
Additionally, the website utilizes an AI-based application that runs in the background and optimizes its accessibility level constantly. This application remediates the website’s HTML, adapts Its functionality and behavior for screen-readers used by the blind users, and for keyboard functions used by individuals with motor impairments.
If you’ve found a malfunction or have ideas for improvement, we’ll be happy to hear from you. You can reach out to the website’s operators by using the following email
Our website implements the ARIA attributes (Accessible Rich Internet Applications) technique, alongside various different behavioral changes, to ensure blind users visiting with screen-readers are able to read, comprehend, and enjoy the website’s functions. As soon as a user with a screen-reader enters your site, they immediately receive a prompt to enter the Screen-Reader Profile so they can browse and operate your site effectively. Here’s how our website covers some of the most important screen-reader requirements, alongside console screenshots of code examples:
Screen-reader optimization: we run a background process that learns the website’s components from top to bottom, to ensure ongoing compliance even when updating the website. In this process, we provide screen-readers with meaningful data using the ARIA set of attributes. For example, we provide accurate form labels; descriptions for actionable icons (social media icons, search icons, cart icons, etc.); validation guidance for form inputs; element roles such as buttons, menus, modal dialogues (popups), and others. Additionally, the background process scans all of the website’s images and provides an accurate and meaningful image-object-recognition-based description as an ALT (alternate text) tag for images that are not described. It will also extract texts that are embedded within the image, using an OCR (optical character recognition) technology. To turn on screen-reader adjustments at any time, users need only to press the Alt+1 keyboard combination. Screen-reader users also get automatic announcements to turn the Screen-reader mode on as soon as they enter the website.
These adjustments are compatible with all popular screen readers, including JAWS and NVDA.
Users can also use shortcuts such as “M” (menus), “H” (headings), “F” (forms), “B” (buttons), and “G” (graphics) to jump to specific elements.
We aim to support the widest array of browsers and assistive technologies as possible, so our users can choose the best fitting tools for them, with as few limitations as possible. Therefore, we have worked very hard to be able to support all major systems that comprise over 95% of the user market share including Google Chrome, Mozilla Firefox, Apple Safari, Opera and Microsoft Edge, JAWS and NVDA (screen readers), both for Windows and for MAC users.
Despite our very best efforts to allow anybody to adjust the website to their needs, there may still be pages or sections that are not fully accessible, are in the process of becoming accessible, or are lacking an adequate technological solution to make them accessible. Still, we are continually improving our accessibility, adding, updating and improving its options and features, and developing and adopting new technologies. All this is meant to reach the optimal level of accessibility, following technological advancements. For any assistance, please reach out to